Close to historic St Augustine, this well-maintained single-family home has four bedrooms and two bathrooms. No carpet here, ceramic tile and luxury vinyl plank flooring runs throughout the home. Featuring a split-bedroom floor plan, two bedrooms share a full bath and flex space which can be used as a playroom, office or den. The fourth bedroom was used as an office and does not have a closet. The primary bedroom and bath feature a custom closet system. Both bathrooms have been updated beautifully. The kitchen has also been updated. Stainless steel appliances, double ovens, quartz counter tops, island and breakfast bar, backsplash and instant-hot water dispenser. Washer and dryer also convey. Overlooking a large family room which leads out to a screened-in patio and continues out to a beautiful above-ground salt chlorinated pool in a very pretty, shady, fully fenced backyard. Ideal location has you close to St Augustine, Treaty Park, shopping, restaurants, medical and the beach
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $382,320 | $382,320 | $382,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $259 | $259 | $259 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,544 | $2,541 | $3,224 |
Total Monthly Payment | $2,878 | $2,875 | $3,558 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.