This home is in St Augustine South offers a fantastic no homeowners association great opportunity for comfortable living, featuring four spacious bedrooms and two full bathrooms. The fully fenced backyard provides privacy and great space for outdoor activities. Inside, you'll find tile floors throughout and kitchen is equipped with essential appliances, including a range, refrigerator, dishwasher, and microwave, all complemented by Formica countertops and beautiful oak- style cabinetry. The charming window over the sink adds the ranch - style appeal of the home. St Augustine south is great for outdoor enthusiasts, boasting two boat ramps along shore drive: Douglas C Crance Park in the north and the shore drive boat ramp in the south. Managed by the St. Johns county parks and recreation dept. these waterfront area are well- maintained and filled with native vegetation. Bird watchers will delight in the variety of species, including osprey, bald eagles, woodpeckers, bluebirds, and more. The area also features scenic boardwalks, parks, and wooded paths, making it an ideal spot for nature lovers to explore and enjoy the beauty of the surroundings. This home is just mintues to boat ramps and community club house.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,720 | $292,720 | $292,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,947 | $1,946 | $2,469 |
Total Monthly Payment | $2,191 | $2,190 | $2,713 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.