|
Presented by
Harry Finer - The Finer Team |
295 Middle Haddam Road, Portland (Penfield Hill), CT, 06480 | $689,900
Looking for your dream home in a charming location? This stunning Country Colonial, built in 2000, offers everything you could want and more! Nestled on a spacious lot w/beautiful views of the Airline Trail, this home invites relaxation with its front & side porches. Inside, you'll find a bright & sunny custom gourmet kitchen featuring granite counters, s/s appliances, double ovens, and a breakfast island -perfect for cooking up your favorite meals. The family room boasts a cozy gas fireplace & cathedral ceilings, with convenient access to the deck. The formal dining and living rooms, complete with 9-foot ceilings and crown moldings, add a touch of elegance. The first-floor primary bedroom suite includes its own deck access for peaceful mornings. Upstairs, there are two additional bedrooms, a second laundry rm, and an extra-large bonus rm ready for your creative use. Plus, this home has a full in-law suite with its own kitchen, large bedroom, office, exercise rm, and spacious living area-ideal for extended family or guests. Located in the charming town of Portland, CT, this home is just across the Connecticut River from Middletown via the Arrigoni Bridge. Enjoy nearby shops, restaurants, and Portland's rich history with its iconic brownstone. The town also offers fantastic recreational opportunities like the Brownstone Adventure Park, Quarry Park, 3 golf courses & the new town recreational complex. With easy commutes to Hartford & the CT Shoreline, this home is truely a gem.
Features
- Town: Portland
- Rooms: 13
- Bedrooms: 4
- Baths: 3 full / 1 half
- Laundry: Lower Level,Main Level,Upper Level
- Style: Colonial
- Year Built: 2000
- Garage: 2-car Under House Garage,Driveway,Paved
- Heating: Hot Water
- Cooling: Central Air
- Basement: Full,Heated,Partially Finished,Walk-out,Liveable Space,Concrete Floor,Full With Walk-Out
- Above Grade Approx. Sq. Feet: 2,742
- Below Grade Approx. Sq. Feet: 700
- Acreage: 2.63
- Est. Taxes: $12,329
- Lot Desc: Sloping Lot,Open Lot
- Elem. School: Per Board of Ed
- Middle School: Brownstone
- High School: Portland
- Appliances: Oven/Range,Wall Oven,Microwave,Refrigerator,Dishwasher,Washer,Dryer,Wine Chiller
- MLS#: 24064128
- Buyer Broker Compensation: 2.00%
- Website: https://www.raveis.com
/mls/24064128/295middlehaddamroad_portland_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 10.8 x 11.7 | Upper | |
| Bedroom 2 | 12.0 x 13.0 | Upper | |
| Dining Room | 12.0 x 13.1 | Main | |
| Eat-In Kitchen | 11.1 x 24.0 | Main | |
| Family Room | Cathedral Ceiling,Balcony/Deck,Gas Log Fireplace | 18.5 x 24.1 | Main |
| Family Room | 15.0 x 30.5 | Lower | |
| Full Bath | 6.0 x 8.0 | Lower | |
| Kitchen | Breakfast Bar,Granite Counters,Dining Area,French Doors,Laundry Hookup,Patio/Terrace | 11.6 x 19.0 | Lower |
| Living Room | 11.1 x 17.0 | Main | |
| Office | Patio/Terrace,Sliders | 9.9 x 14.6 | Lower |
| Other | 9.4 x 9.1 | Lower | |
| Primary Bedroom | 16.4 x 18.5 | Main | |
| Primary Bedroom | 20.6 x 29.7 | Lower | |
| Rec/Play Room | 16.0 x 22.7 | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Harry Finer - The Finer TeamSales Vice President
860.882.4911
Harry.Finer@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
David LewisVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 49042
978.423.2254
David.Lewis@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Heidi SummaRegional SVP Insurance Sales, William Raveis Insurance
860.919.8074
Heidi.Summa@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
295 Middle Haddam Road, Portland (Penfield Hill), CT, 06480
$689,900
Harry Finer - The Finer Team
Sales Vice President
William Raveis Real Estate
Phone: 860.882.4911
Harry.Finer@raveis.com
David Lewis
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.423.2254
David.Lewis@raveis.com
NMLS Mortgage Loan Originator ID 49042
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $551,920 | $551,920 | $551,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
| Monthly Tax Payment | $1,027 | $1,027 | $1,027 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,718 | $3,668 | $4,654 |
| Total Monthly Payment | $4,837 | $4,787 | $5,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524