Nestled along the peaceful Patchoque River, this 10-year-young Waterfront Federal-style home has direct Sound access and a short walk to the beach. Privately set back, it combines tranquility with convenience to all amenities. Step inside to find rich Brazilian cherry floors, custom wainscoting, and elegant crown molding. The formal dining room is perfect for hosting gatherings, while the main living area features a custom gas fireplace, oversized sliders to a deck with water views, and a gourmet kitchen with stainless appliances and granite counters. A guest bath and pantry lead to an oversized two-car garage with workshop and basement access. Upstairs, natural light floods the space, with stunning water views from the master suite and guest bedrooms. The master suite includes a spacious walk-in closet and a custom-tiled bath. Designed for future expansion, this home is two-family zoned with an unfinished third story and extra area. Public water, natural gas, and no flood insurance required-a rare waterfront gem!
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Lower |
Living Room | Main |
Primary Bedroom | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,800 | $2,800 | $2,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $19 | $19 | $24 |
Total Monthly Payment | $94 | $94 | $99 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.