Discover this delightful TURNKEY 3-bedroom, 2-bathroom home located in the vibrant 55+ community of Alligator Park in Punta Gorda, FL. This Jacobson home built in 2016, offers 1, 378 sq ft of living space designed for comfort and convenience. Step into this inviting great room featuring tray ceilings and crown molding surrounded by windows seamlessly connecting to a bright, eat-in kitchen equipped with a large center island perfect for entertaining. The primary suite boasts a private bath with dual sinks and a walk-in shower, providing a serene retreat. Two additional bedrooms just off of the second full bathroom which has a shower and tub combo complete the interior living space. Updates to the home include: a New Shingle Roof installed Nov 2022, New Carport July of 2023, Trace A/C and Ductwork Replaced in 2020, and a whole home water filteration system including the kitchen sink.
Your outdoor living is enhanced with an inviting front porch to watch the sunrise over the 25 acre lake that is steps away, and a convenient attached carport with a workshop shed area and an additional 10' x 12' detached shed with ramps for your golf cart and bicycles. Residents enjoy access to fantastic amenities, including a clubhouse, community swimming and lap pool, shuffleboard courts, library, laundry facilities and plenty of social activities to keep you active and busy all season long. (Check out the Monthly Calendar on the Park Website).
Centrally located, this home offers quick access to Punta Gorda’s historic downtown, waterfront parks, and dining. With a low monthly HOA fee of $281, this property provides affordable, resort-style living plus the price INCLUDES the park share of 60K.
Schedule your showing today and experience the lifestyle of Alligator Park!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $254 | $254 | $254 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,325 | $1,324 | $1,680 |
Total Monthly Payment | $1,654 | $1,653 | $2,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.