Comfort meets versatility in this beautifully maintained ranch-style home. Featuring 2 bedrooms and 1 bathroom on the main level, this property offers convenient living with entrances from both the kitchen and living room-perfect for seamless daily routines. This home has been thoughtfully updated with a brand-new roof and a new hot water heater, giving you peace of mind for years to come. The standout feature is the fully finished lower level, designed with flexibility in mind. This space opens to a decked patio and a private fenced-in yard, plus nearly 800 square feet of deck space-ideal for entertaining, relaxing, or enjoying the outdoors with family and friends. The lower level has a second living space, boasting a spacious family room, a kitchenette with a full-sized fridge and ample cabinet space, an additional bedroom, and a full bathroom. It's perfect for older children seeking their own space, guests, extended family, or even a rental opportunity! With its flexible layout, modern updates, and expansive outdoor area, this home is a true must-see. Whether you're looking for room to grow, extra space for hosting, or the perfect spot to settle down, 19 E Hill St checks all the boxes. Don't miss your chance-book your showing today and discover the endless possibilities of your next home!
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Lower |
Kitchen | Main |
Kitchen | Lower |
Primary Bedroom | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,752 | $1,728 | $2,193 |
Total Monthly Payment | $2,235 | $2,211 | $2,676 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.