Desired St. Kitts model with lots of upgrades brand new AC unit less than a month and a new roof. 2 bedroom +DEN, 2 bathroom single family home with extended pavered screened in patio to enjoy the amazing Florida lifestyle. Welcomed by a nice color combination recently painted exterior. Tile throughout main living areas and hard wood flooring in main bedroom for easy maintenance. Enjoy cooking in your 2019 updated kitchen with lots of custom storage cabinets and soft close drawers, granite counters and nice back splash. Home is offered Turnkey so just bring your suitcases. Some of the unique features in this home are the bay window in main bedroom and the french doors going out to the lanai giving it a coastal look. The spacious main bedroom leads into your double walk-in closet onto the large en-suite bathroom with double vanity, walk-in shower and large tub. Cascades at Estero is a gated active 55+ community with a 26K SF clubhouse oversized indoor/outdoor pools, ballroom, card, arts & crafts rooms, billiards, fitness, sauna, 4 pickle ball, bocce, 5 HAR-Tru tennis courts, low HOA fees. Convenient location with shops, restaurants, medical and close to airport. Pet friendly
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Our Executive Mortgage Banker:
Our Insurance Division:
$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $214 | $214 | $214 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,614 | $2,579 | $3,272 |
Total Monthly Payment | $2,903 | $2,868 | $3,561 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.