This 2-bedroom, 2-bathroom home with an additional 200 square foot bonus space (that is currently being utilized as a 3rd bedroom), exudes charm and is ready and waiting for its new owners. This home boasts an extended carport leading to a 20x20 ft garage/workshop with automatic door and additional shed that gives ample storage and endless possibilities for hobbyists of all kinds! In addition, this home has newly installed windows in the bonus room and a metal roof giving you peace of mind for years to come. With a newer central A/C unit and recently installed window unit in the bonus room, you can look forward to staying cool throughout our warm Florida summers. Just beyond the kitchen, you'll find absolutely stunning, handcrafted, custom built, farmhouse pantry doors that add to the warmth and cozy feel that this home emits throughout. Enjoy our cool and comfortable Florida winters on your oversized, screened-in porch that sits just off your fully-airconditioned laundry/utility room, with extra storage space! In addition to this home's amazing features, you can purchase this home fully or partially furnished! All you'll have to do is unpack your suitcase and enjoy all of the peace and serenity that Terra Alta can provide! This home is just minutes from area shopping, restaurants, hospital, interstate 4 and less than an hour's drive to area theme parks and beaches!
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Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $72 | $72 | $72 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,240 | $1,223 | $1,552 |
Total Monthly Payment | $1,387 | $1,370 | $1,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.