METICULOUSLY MAINTAINED SHADY OAKS BEAUTY! Located in the desirable 55-and-up Shady Oaks community, this 2-bedroom, 2-bath home with a bonus area has been thoughtfully updated with no expense spared. No lot rent here—you own the land! Inside, you'll find $10, 000 wood flooring throughout, a completely renovated kitchen with new cabinets, countertops, appliances, garbage disposal, and sink, along with refinished bathrooms featuring updated walls, vanities, and showers. The interior has been freshly painted, and the bonus room addition completed in 2020 provides extra living space with plenty of natural light from new windows. Ceiling fans, light fixtures, and exterior doors have all been replaced. Outside, enjoy the new screened lanai with new decking, new vinyl siding on the front, and a rebuilt roof with extra insulation topped with a rubber roof. The spacious backyard features no rear neighbors, a large brick paver patio, and a storage shed. Additional upgrades include a hardwired security system, new water heater (2023), water softener, and a newer washer and dryer. The AC with humidistat was installed in 2018. Shady Oaks offers spacious lots, a heated pool, shuffleboard, and activities, and is both pet and golf cart-friendly. Conveniently located just off Highway 301, it’s close to dining, shopping, medical centers, and offers an easy commute to Orlando, Lakeland, Tampa, and Gulf Coast Beaches. Call today to schedule your appointment!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$186,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,800 | $148,800 | $148,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $106 | $106 | $106 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,002 | $989 | $1,255 |
Total Monthly Payment | $1,183 | $1,170 | $1,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.