38614 Monet DRIVE, Zephyrhills, FL, 33540 | $186,000

METICULOUSLY MAINTAINED SHADY OAKS BEAUTY! Located in the desirable 55-and-up Shady Oaks community, this 2-bedroom, 2-bath home with a bonus area has been thoughtfully updated with no expense spared. No lot rent here—you own the land! Inside, you'll find $10, 000 wood flooring throughout, a completely renovated kitchen with new cabinets, countertops, appliances, garbage disposal, and sink, along with refinished bathrooms featuring updated walls, vanities, and showers. The interior has been freshly painted, and the bonus room addition completed in 2020 provides extra living space with plenty of natural light from new windows. Ceiling fans, light fixtures, and exterior doors have all been replaced. Outside, enjoy the new screened lanai with new decking, new vinyl siding on the front, and a rebuilt roof with extra insulation topped with a rubber roof. The spacious backyard features no rear neighbors, a large brick paver patio, and a storage shed. Additional upgrades include a hardwired security system, new water heater (2023), water softener, and a newer washer and dryer. The AC with humidistat was installed in 2018. Shady Oaks offers spacious lots, a heated pool, shuffleboard, and activities, and is both pet and golf cart-friendly. Conveniently located just off Highway 301, it’s close to dining, shopping, medical centers, and offers an easy commute to Orlando, Lakeland, Tampa, and Gulf Coast Beaches. Call today to schedule your appointment!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1980
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,004
  • Acreage: 0.12
  • Est. Taxes: $1,274
  • HOA Fee: $504 Annually
  • Adult Communities: Yes
  • Elem. School: Chester W Taylor Elemen-PO
  • Middle School: Raymond B Stewart Middle-PO
  • High School: Zephryhills High School-PO
  • Pet Policy: Yes
  • Appliances: Dryer, Range, Refrigerator, Washer
  • MLS#: TB8330037
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8330037/38614monetdrive_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/18/2024 8:02:08 AM)
Listing courtesy of DUCK REALTY INC   Phone: 904-540-8839

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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38614 Monet DRIVE, Zephyrhills, FL, 33540

$186,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $148,800 $148,800 $148,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.443% 7.133% 6.256%
Monthly Tax Payment $106 $106 $106
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,002 $989 $1,255
Total Monthly Payment $1,183 $1,170 $1,436

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.