This Oakwood Village home is looking for a new owner to love and maintain it as well as the current owner has always done. This home features a light, bright warmth about it and a welcoming enclosed Florida Room where you will want to put your feet up and enjoy your morning coffee or evening beverage, read a good book or just relax and enjoy this extra living space year-around. The eat-in kitchen is spacious with plenty of cabinets/counter space and windows to welcome in the natural light. The back patio will welcome your grill and umbrella table to enjoy the Florida sunshine and weather most of the year. The garage boasts a workbench area and screen garage door petitions to create additional outdoor space for projects or hobbies. The Roof was replaced in 2015 and the HVAC in 2020. Located just across Forest Ridge Blvd to the Twisted Oaks Golf Course and shopping, library, restaurants, medical facilities and other golf courses are within minutes. Nearby access to the Suncoast Parkway for conveniently easy commutes to Tampa and Orlando areas. Less than 30 minutes to Dunnellon to enjoy the Rainbow Springs area for swimming/kayaking, Crystal River to access the Gulf for swimming with the manatee or for all of you boating and fishing enthusiasts, and to Ocala, the horse capital of the world and the home of the new World Equestrian Center! Come and experience Florida’s Nature Coast area at it’s best here in Citrus County!
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Our Executive Mortgage Banker:
Our Insurance Division:
$238,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $190,400 | $190,400 | $190,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $49 | $49 | $49 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,283 | $1,265 | $1,606 |
Total Monthly Payment | $1,407 | $1,389 | $1,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.