Clearwater – This 3 bedroom, 2 bath, 2 car garage home - almost 1800 sq ft - is located in the family friendly College Hill neighborhood. As you arrive, notice the large shade tree, mature landscaping, and updated windows and doors. The entry takes you into either the living room or into the family room. The living room flows into the dining room which opens to the kitchen. The kitchen has wood cabinets with sliding shelves, solid surface counters, stainless appliances, and a work island. The Kitchen overlooks the family room with a stone-faced, wood-burning fireplace and opens to the bonus room. The Bonus room has French doors that open to the outdoor living space. The main living spaces have easy-care tile floors and neutral paint. The Primary suite is complete with a walk-in closet and private bath. The primary bedroom has laminate wood floors, lots of natural light, and a walk-in closet with organizer. The updated primary bath is complete with a solid surface vanity with integrated sink, custom tiled walk-in shower with dual shower heads, and plenty of storage. The secondary bedrooms are sizable with walk-in closets, laminate wood floors, lots of natural light, and share the hall bath. The outdoor living space has a large pavered patio – a covered section and a section to allow you to soak in the Florida sunshine – all overlooking the spacious fenced rear yard. There is a large shed to house your outdoor items and toys with plenty of space left for fun times with family and friends or to create the oasis of your dreams. Roof 2023, WH 2021. Centrally located near Gulf beaches, and for easy commutes to airports and surrounding cities. Close to shopping, restaurants, and entertainment. Come take a look…You’ll like what you see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $127 | $127 | $127 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,393 | $3,036 |
Total Monthly Payment | $2,627 | $2,595 | $3,238 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.