Step into the charm of yesteryear with this stunning 1900s farmhouse, seamlessly blending historic character with modern updates. Situated on a sprawling lot that borders the golf course, this property offers room to relax, entertain, and enjoy nature at its finest. Inside, the updated kitchen brings contemporary style to classic farmhouse warmth, while the bright 3-season porch invites you to savor the views in comfort. The first-floor bedroom and full bathroom provide convenient living options, and upstairs you’ll find generously sized bedrooms, a second full bathroom, and a laundry area, with the option for the sellers to leave the acorn chair lift for added accessibility. The outdoor space is just as inviting, with vibrant perennial gardens that bloom beautifully year after year and a large barn with space to be used as a garage offering ample storage or workspace. Located close to I-91, VAST trails, walking paths, schools, shopping, parks, Lake Memphremagog, the Canadian border, and a hospital, this home offers not just a place to live but a way of life. Don’t miss this rare gem in Derby, VT!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,200 | $307,200 | $307,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $296 | $296 | $296 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,070 | $2,042 | $2,591 |
Total Monthly Payment | $2,441 | $2,413 | $2,962 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.