One or more photo(s) has been virtually staged. Located in the desirable Sugar Mill Woods community, this delightful home blends timeless charm with modern updates. Featuring three spacious bedrooms and two baths, the open floor plan is enhanced by cathedral ceilings, creating an inviting and light-filled atmosphere throughout the main living areas. Whether hosting guests or enjoying quiet moments, this home is designed for both comfort and practicality.
The master suite offers a peaceful retreat, complete with a sliding door leading to the screened-in patio—perfect for enjoying Florida’s natural beauty. A generous walk-in closet provides ample storage, while the additional bedrooms ensure space and comfort for family or guests. The separate laundry room enhances functionality by keeping chores neatly tucked away.
This home has seen several recent updates, including a new roof in 2014, a new HVAC motor in 2019, all-new flooring throughout, and new shutters that combine elegance with practicality.
The large screened-in patio, makes for the perfect entertaining area. Beyond the patio lies a spacious backyard shaded by mature trees, offering endless possibilities. There’s plenty of room to cook out, add a hot tub, or even install a pool, creating your dream outdoor living space for years to come.
Practical features include a private well and zoned irrigation system to keep the landscaping lush while keeping water costs low. Ceiling fans in every room ensure year-round comfort, & a built-in intercom and audio system for music and communication.
Located in the highly sought-after Cypress Village of Sugarmill Woods, the affordable $9/month HOA fee offers access to a peaceful and well-maintained community. Just 20 minutes from the Homosassa River, local wildlife parks, and the Gulf, this home combines the best of Florida living with convenient access to shops, dining, and the Suncoast Parkway. Don’t miss out on this incredible opportunity—schedule your private showing today! **Located in a USDA-eligible zone, this home offers a rare opportunity for qualifying buyers to take advantage of 100% financing options. **
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $250 | $250 | $250 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,021 | $1,994 | $2,530 |
Total Monthly Payment | $2,346 | $2,319 | $2,855 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.