This spacious and beautifully maintained 5-bedroom, 4-bathroom home offers an exceptional blend of style, comfort, and functionality. With no damage from recent hurricanes and a brand-new HVAC system installed just a year ago, this home is truly move-in ready and designed to impress. The gourmet kitchen features double ovens and plenty of space for culinary creations, seamlessly connecting to the open-concept living and dining areas—perfect for entertaining or everyday living. The master suite is conveniently located on the first floor, providing privacy and convenience. Step outside to a stunning 16x17 screened-in patio overlooking the fenced backyard, which includes
a charming gazebo—perfect for outdoor dining or relaxation. The home’s brick paver driveway adds to its curb appeal, welcoming you to a thoughtfully designed space inside and out. The fenced backyard ensures privacy, while the spacious layout accommodates all lifestyles and offers extra room for an office or guests. Located in a desirable St. Cloud neighborhood, this home is conveniently situated near schools, shopping, dining, and major highways. Don’t miss the opportunity to call this extraordinary home yours! Schedule your private showing today and experience the perfect combination of elegance and practicality at 1714 Reflection Lane.
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Our Executive Mortgage Banker:
Our Insurance Division:
$565,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $581 | $581 | $581 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,045 | $3,004 | $3,812 |
Total Monthly Payment | $3,718 | $3,677 | $4,485 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.