Oooh, LOOK Honey, a 3-bedroom in Sandpiper?! Pack your things, we're moving! Our agent wasn't kidding, this house really has it all. Updated kitchen, updated baths, bamboo solid wood floors, plus luxury vinyl in two bedrooms and beautiful tile in the baths. High ceilings make it feel even bigger, and a ~5-year-old tankless water heater (very efficient and super groovy) keeps our energy bills down. The windows are only ~5 years old too, and we’ll get that nice new HVAC from June of 2024. There's a Culligan whole-house water filtration system, plantation shutters, a level driveway, and room for our golf cart in the big 2-car garage. It's on a giant corner lot and has mature landscaping with fruit trees and a gazebo, even! Plus, ALL the appliances convey when we buy it. There's even a nice big dining room for when we have family and neighbors over. Hellooo dinner parties! And that walk-in closet - gasp! And we already know we love the neighborhood because of all the amenities and activities, like a club for every card game ever (I exaggerate slightly), I love the two pools, two hot tubs, a sauna, pickleball, tennis, cornhole, shuffleboard (there's actually a really competitive team here, did you know?), billiards, gas grills and picnic table area with pavers, the Community Clubhouse, the Recreation Center, gym, crafting club, bowling club, travel club, regular dances and gatherings, annual men's lunch, annual women's lunch, weekly Bingo, pancake breakfast events, puzzle room, yoga, strength training, Pilates, stretch class, water volleyball, water aerobics, you name it. Oh, we DO love Sandpiper! Let’s make an offer, Honey - call them and see what we need to do. (VIDEO WALKTHROUGH AVAILABLE!)
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,021 | $1,994 | $2,530 |
Total Monthly Payment | $2,400 | $2,373 | $2,909 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.