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326 Fern Cliff AVENUE, Temple Terrace, FL, 33617 | $390,000
Charming brick facade 3-bedroom, 2-bath house with wood floors, 2 living rooms, and wonderful backyard. House is in a quiet, family-oriented neighborhood where you can walk or ride your bike to school and local parks.
The outside of the house is freshly painted. All appliances are included. The Kitchen has been remodeled with Quartz countertops and Pelican undercounter sinks. The trees are freshly trimmed, and suffered no hurricane damage. All windows and doors have been updated, and both bathrooms have been remodeled. AC is a Trane and in good working order. PVC pipes throughout the home, updated hot water heater, and a large stand-up attic space. PLUS, 2 external storage areas for equipment and storage.
Closet with steel security door and mechanical lock access pad, Zeroscape backyard with paver walkways, French Doors, 4-zone sprinkler system with recently ungraded automatic valves, Circular driveway, and all recessed ceiling lighting, most on dimmer switches.
Elementary school is 1 block away, high school and USF are also close by.
Riverhills Park is 1 block away and there is a second park at end of block. Riverhills Park has a public boat ramp (free), with canoeing and kayaking on Hillsborough River in a No Wake section of the River.
The house is less than 5 minutes from fire rescue and EMS, grocery stores, several churches, Starbucks, pharmacies, auto service plaza, restaurants and pubs.
The House is located in Temple Terrace which was one of the first golf course communities in the United States (1920). In 2008, the city was named a Tree City Community by the National Arbor Foundation. All residents of Temple Terrace can belong to the City Of Tampa Recreational Complex at a reduced rate. The complex includes three swimming pools, a fitness Center, indoor basketball courts, tennis, gymnastics and pickleball.
Temple Terrace is protected from flooding by the Tampa By-Pass canal (Owned and Operated 24X7 by SWFWMD) and is in Zone X - no flood insurance required.
Features
- Rooms: 10
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 65 x 105
- Laundry: Inside
- Year Built: 1964
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,780
- Acreage: 0.16
- Lot Size: 65 x 105
- Est. Taxes: $1,388
- Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Freezer, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer
- MLS#: TB8330317
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8330317/326ferncliffavenue_templeterrace_fl?source=qrflyer
Listing courtesy of 360 REALTY OF TAMPA LLC Phone: 813-938-6953
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
326 Fern Cliff AVENUE, Temple Terrace, FL, 33617
$390,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $312,000 | $312,000 | $312,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
| Monthly Tax Payment | $116 | $116 | $116 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,102 | $2,074 | $2,631 |
| Total Monthly Payment | $2,293 | $2,265 | $2,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388