NO HOA, NO CDD, OVER HALF AN ACRE! Welcome to 1102 Berkley Lane in Winter Haven, FL—a beautifully appointed 3-bedroom, 2. 5-bathroom home offering comfort, convenience, and endless possibilities for its new owners. Centrally located with no HOA or CDD, this property features an expansive bonus room perfect for a home office, playroom, or entertainment space. The long driveway can accommodate over 10 vehicles, leading to an additional detached garage, making it ideal for car enthusiasts, boats, or RV parking.
Nestled within a quiet community protected by a charming brick wall, this home combines privacy and accessibility. You’ll enjoy the convenience of being a short distance to nearby medical facilities, dining options, and essential amenities. Thoughtfully designed with a spacious layout, this home offers room for multi-generational living or hosting family gatherings. The expansive outdoor space provides endless opportunities for relaxation, entertainment, or even adding a personal touch, such as a garden or play area.
Don’t miss this rare opportunity to own a well-maintained, centrally located property where convenience and comfort meet. Schedule your private showing today and make 1102 Berkley Lane your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$414,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $331,992 | $331,992 | $331,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $260 | $260 | $260 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,237 | $2,207 | $2,800 |
Total Monthly Payment | $2,572 | $2,542 | $3,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.