Charming and Roomy Partially Remodeled Waterfront Home
Come discover this partially remodeled waterfront home located in the heart of the sought-after and well-established neighborhood of Northdale: within close proximity to the Bob Sierra YMCA, Whole Foods Market, BayFirst Financial and Mangosteen Restaraunt just to name a few of the businesses in and around the Northdale Promenade.
The lucky new owner(s) will benefit from the fact that this home has been thoughtfully enhanced by the seller since 2022. As you enjoy your morning beverage by your pool (coffee, tea, mimosas – no judgment here) this serene setting will allow you the view of the naturally spring-fed pond behind your home. All this and more truly makes it a unique retreat that will encourage you to enjoy nature at its finest!
Upon entering the front door directly ahead of you through the kitchen lies the view of the enclosed pool and the lake. To the left are the stairs, but to your right is the living room, dining room with a waterfront view and as you continue through the dining room to the kitchen you will see the great room located at the rear of the home. Pause here as you will find open concept living maximized not only with newly removed walls but with exposed wooden beams creating a spacious atmosphere that compliments your wooded surroundings.
As you navigate to the second floor via the modernized staircase, you’ll notice that the second floor has also been transformed. Not only with newly installed stylish tile flooring for a clean, modern look; but with updated contemporary ceiling fans in all 4 bedrooms. At the top of the staircase to your left, the first of 3 spare rooms had been envisioned as a home office. Travel down the hallway to find the 2 additional spare rooms, the 1st of 3 bathrooms and then, the primary suite. The primary suite includes a clean, contemporary en suite with lighted mirror and floor to ceiling tiled walk-in shower.
Other key upgrades include; a dog run located on the West side of the property, a cleared side yard to the East able to house a boat, RV or jet skis (11 feet wide by 70+ feet deep). A brand-new HVAC system featuring individual returns in each room, and an additional return on the first floor for improved airflow. As you may have noticed, this house has three roofs. One of them was completely replaced in December 2022, ensuring peace of mind for the new homeowner. A state-of-the-art water softener and updated temperature control valves in both showers, enhancing your daily living experience.
To summize: *amazing home *great location *enables you to take advantage of the Florida life-syle YOU envision
You MUST COME see your future home that encompasses nature, functionality and comfort!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $689 | $689 | $689 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,964 | $2,924 | $3,711 |
Total Monthly Payment | $3,745 | $3,705 | $4,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.