This 3 bedroom, 2 bath waterfront canal home is ready for you to finish out! Newer roof (2023), a/c (2021) & water heater and also has a newly installed extra wide drive-way at 22ft. , a New 30 AMP RV hook-up just installed, a great shed in backyard & WOW a rooftop upper deck with fabulous views. They did have some water intrusion during Helene but most of the hard work has been done for you! Drywall has been removed, framing was sprayed and completely dried out?- You can easily finish this home out and design the way you want to with your finishing touches. Enjoy water views and cool breezes from your backyard oasis & fish from the dock, which was rebuilt with new wood and reinforced galvanized brackets and complete with a 10, 000 lb boat lift. The large wood dock measures at approx. (23 x 11. 5), the undercover dock (20. 5 x 13 x 5. 5) and entry dock for boat is at (13 x 5. 5). Seawall is 56' - Direct Gulf access with no bridges or tide restrictions and NO HOA! This is a golf cart friendly community with wonderful restaurants and fun little bars are just a short ride away. Public boat ramp and multiple marinas are also just a few blocks away. A fenced yard offers privacy and a safe space for relaxing. Complete with Patio and a bar area which includes plenty of for outdoor relaxation and entertaining. Conveniently located off Hwy 19 for easy access to shopping, hospitals and short ride to the expressway for easy access to Clearwater, St. Pete, Tampa and major airports.
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Our Executive Mortgage Banker:
Our Insurance Division:
$279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $101 | $101 | $101 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,504 | $1,483 | $1,882 |
Total Monthly Payment | $1,679 | $1,658 | $2,057 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.