This beautiful, well-maintained 3bed/2 bath Palm Harbor home is top quality and you own the land - including the large empty lot to the south. Home is pet and smoke free and features a large living room and dining room with new wood laminate flooring. The kitchen offers tons of cabinet space, newer upgraded appliances, an island, wet bar and a breakfast bar. The primary bedroom features has an oversized walk-in closet and the bath has dual sinks, a whirlpool tub and separate shower. Split bedroom plan offers privacy and both secondary bedrooms have walk-in closets. Large inside laundry room with washer and dryer included - features a sink and extra cabinets and is accessible from from outside. The large screened-in front porch is welcoming and the perfect spot to enjoy your morning coffee and beautiful Florida weather. There is a 20x15 shed and a huge RV port that will easily fit any size RV. Port also has 50/30amp outlet and 120 volt outlets and 2 sewer dumps. The adjacent lot has water and dump also. Additional features include a new roof, newer HVAC, newer hot water tank, newer comfort height toilets, attic -which helps with cooling costs, whole house gutters, ceiling fans, newer irrigation system. The community has bingo, potlucks, and planned entertainment. Enjoy the heated pool, bocce ball court, pickleball court, shuffleboard lanes and a golf driving net, along with two firepits for those cool evenings. There is a community well and community septic system - so no water bill. Great location between Dade City and Zephyrhills.
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $147 | $147 | $147 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,043 | $2,015 | $2,557 |
Total Monthly Payment | $2,265 | $2,237 | $2,779 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.