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523 Fern STREET, Oviedo, FL, 32765 | $517,500
Come see this versatile beauty which sits on almost 1/3 of an acre with no HOA, yet is just minutes from OOTP (Oviedo on the Park), shopping, and is walking distance to Stonehill Plaza (with Irish 31, Salsa’s Mexican Cantina, First Watch, BurgerFi etc). This GORGEOUS home was remodeled almost completely between 2019/2020. Features of this amazing property include: remodeled kitchen with beautiful LARGE QUARTZ ISLAND featuring lots of storage, sink, and seating; stainless steel appliances, SOFT CLOSE CABINETS & DRAWERS, 42” uppers with moulding, horizontal drawers for extra storage, QUARTZ COUNTERS, beautiful gray subway tile backsplash, and plenty of storage; open floor plan family room with built-in TV and clean media interface (TV conveys); gorgeous master bath remodel with LARGE WALK-IN SHOWER, dual vanity with QUARTZ COUNTERS, and linen closet; IN-LAW SUITE with FULL BATHROOM (dual vanity, quartz counters, and walk-in shower) which can also be used as a bonus room, large office, media room, play room, or hair salon (has salon chair and sink in place), and it’s own separate entrance; 2nd bath was remodeled in 2019 with new subway tile and new vanity. Other great features of this home include: plantation shutters; gorgeous shiplap accent walls; CUSTOM GARAGE DOOR; brick paver driveway; CAR LIFT in the garage; HIGH IMPACT WINDOWS; nest thermostat; vaulted ceilings in the main house and in-law suite; 6” baseboards; vinyl fencing; SafeTouch Security System; storage shed in backyard; TERMITE BOND; extra parking on side of driveway, almost 1/3 acre lot, and so much more. ROOF (2020), AC (2020), WATER HEATER (2010), IN-LAW ADDITION (2020). Come see it today!
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 3 full
- Laundry: In Garage
- Style: Ranch
- Year Built: 1993
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,886
- Acreage: 0.31
- Est. Taxes: $3,207
- Lot Desc: Corner Lot, Street Dead-End
- Elem. School: Evans Elementary
- Middle School: Jackson Heights Middle
- High School: Oviedo High
- Pet Policy: Yes
- Appliances: Dishwasher, Microwave, Range, Range Hood, Refrigerator
- MLS#: O6224781
- Days on Market: 146 days
- Website: https://www.raveis.com
/prop/O6224781/523fernstreet_oviedo_fl?source=qrflyer
Listing courtesy of VALENCE REALTY GROUP Phone: 407-797-5034
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
523 Fern STREET, Oviedo, FL, 32765
$517,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $414,000 | $414,000 | $414,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $267 | $267 | $267 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,859 | $2,789 | $3,522 |
| Total Monthly Payment | $3,218 | $3,148 | $3,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388