Welcome to this delightful end unit 2-bedroom villa, complete with a versatile den/office/family room and an enclosed carport, located in the sought-after Springwood Villas 55+ Community. From the moment you step through the front door, you’ll feel right at home. The inviting open floor plan features a generous living area with new beautiful wood-look plank flooring, perfect for entertaining. The oversized kitchen is a chef’s dream, boasting an abundance of cabinetry, a gas range, large walk in closet area for storage, and a dinette/breakfast area. It’s conveniently connected to the main living space, making it ideal for hosting guests. Adjacent to the kitchen is a cozy Florida Room style den with double with abundant natural light and a newer washer and dryer tucked away for your conveninece. Step out onto the private backyard patio, a serene spot to enjoy your morning coffee or unwind with your favorite book.
The split-bedroom layout ensures privacy, with spacious bedrooms large enough to accommodate all your favorite furniture and the primary bedroom featuring an en suite bath and spacious walk in closet. This home has been thoughtfully updated with renovated bathrooms, a modernized kitchen, new flooring, hurricane shutters, tinted impact windows, fresh paint throughout, a newer roof, and a new hot water heater and AC system with UV filtration, both still under warranty, ensuring comfort and peace of mind.
The Springwood Villas community offers a wealth of amenities, including a heated pool, sauna, clubhouse with lake views, fitness center, library, game room, shuffleboard, gazebo, and waterfront seating with a fountain view. The HOA is exceptionally well-managed and maintains the community beautifully. Your low monthly HOA fee covers water, sewer, garbage, gas (for stove, heat, and hot water), roof maintenance, exterior painting (except inside the carport), basic cable, pool, and clubhouse access.
Conveniently located near Publix, Walmart, Target, Shoppes at Park Place, and an array of restaurants, stores, and entertainment options, this home is also less than 30 minutes from award-winning beaches and downtown St. Petersburg with The Pier. Easy access to Tampa International and St. Pete-Clearwater airports makes it an ideal location for enjoying all that the area has to offer.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $134,400 | $134,400 | $134,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $8 | $8 | $8 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $905 | $893 | $1,133 |
Total Monthly Payment | $988 | $976 | $1,216 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.