Much-loved, CORNER LOT 3/2 ranch with optional WATER VIEW, dedicated office AND bonus room, POOL and screened lanai, edging the Santa Barbara waterway just minutes from Charlotte Harbor! Seller is offering a $10, 000 credit toward buyer purchase of new flooring, baseboard, and trim after closing. With that, your new home will have everything you've been looking for: Newer 50-year metal roof (4/2018), new flat roof over office (9/2023), oversized driveway for ample parking, fresh neutral paint inside and out, all-new IMPACT doors, sliders, and single-hung windows (2023), newer water heater (2021), newer variable speed pool pump (2018), newer stainless Frigidaire appliance package (2021), HVAC coil replaced (2024), lanai fully rescreened (2023) and pool deck freshly painted. Welcome home to this split-bedroom, bright and airy, open-floorplan home with plenty of space for everyone: the generous, main living area seamlessly blends into dining room and galley kitchen while a 200-square-foot dedicated office at the back of the home offers tranquil views of the backyard, the sparkling in-ground pool, and a large outdoor gathering area beneath the insulated Elite-panel roof. A spacious inside laundry with washer and dryer allows room for an additional fridge or deep freezer, and the additional BONUS room off the utility room and primary suite can be used as a FOURTH bedroom, family room, gaming room, or mother-in-law suite, depending on your needs.
Low-maintenance Florida landscaping boasts Valencia Pride mango, moringa, sushi avocado, Cavendish banana, chaya, and cherry trees. Fully fenced with a 6' x 10' hurricane-strapped Robin shed (2015) for additional storage, this home is centrally located to world-class fishing and boating, wide bike and exercise trails, local hospitals, shopping, numerous dining options, outdoor activities at Veterans Park, Port Charlotte Beach, the new Sunseeker Resort, and all of the offerings of downtown Punta Gorda.
Don't sit on this one: schedule your showing today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,200 | $251,200 | $251,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $182 | $182 | $182 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,692 | $1,670 | $2,118 |
Total Monthly Payment | $1,949 | $1,927 | $2,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.