Surrounded by tropical landscaping, this classic waterfront 3-bedroom, 2-bathroom Florida pool home is beautifully positioned on Amberjack Creek. A split floor plan offers privacy on both sides of the house. The square footage under air is actually 1, 733 including the enclosed lanai. Enjoy a quiet oasis with access to the water in your own backyard, while being close to the local post office, grocery store, and bank. Mature tropical plantings, including palms of eight species as well as avocado, mango, bananas, bromeliads, and much more surround this Placida gem. The shell-covered backyard ties the creek side-setting seamlessly into the 1, 300 square foot pool deck with heated pool and fenced lanai. Enjoy a refreshing cool beverage while soaking up the sun on the spacious pool deck or cook your catch-of-the-day in the outdoor grill area. The lanai features two sets of pocket, double sliding doors from the house, one from the kitchen/dining area and the other from the master bedroom. The screened lanai itself has a system of compound sliding doors, which can be fully opened to take advantage of pleasant weather and the almost constant, gentle Gulf breeze, or closed to allow the space to be heated or cooled as necessary. Whether opened or closed the lanai is a wonderful place to entertain, or simply relax and enjoy the view of the tropical plantings, creek and frequent wildlife. The dock (composite decking replaced 2022) is equipped with a boat lift, water and electricity on Amberjack Creek, a tidal inlet creek, which provides shallow-draft access to the Gulf of Mexico. The creek abounds with wildlife. Fish from the dock or watch for the sandhill cranes, manatees, and leaping mullet. The dock includes a 6'x8' floating dock extension which makes kayak launching a breeze. You’ll love fishing or simply exploring the tidal creeks and shallow waters. It is 20 minutes by boat (at "no wake" speeds) down the tidal creek through mangrove mazes to the turquoise blue waters of Gasparilla Sound and an additional 5 minutes from there to Gasparilla Pass. This is a phenomenal location for access to watersports facilities, fishing and the world-renowned tarpon fishing capitol of the world, Boca Grande Pass. Don Pedro Island State Park (mainland), which is less than a mile away, has kayak launching facilities - a 3-minute paddle takes you from there to Don Pedro Island. Once there, it is a 5-minute walk through native habitat to pristine, generally empty, beaches fronting on the Gulf of Mexico. It’s also only a short drive to Gasparilla Island and Boca Grande with state parks, more than a dozen public access beaches, shelling, shopping, and excellent restaurants that cater to all tastes. You can also drive north to Manasota Key in Englewood - about 15 minutes away. Once on Manasota Key, there are three major county park beaches at the north, middle and south end of the Key, as well as Stump Pass State Park, a natural gem, which is at the very south end of the Key. Recent upgrades include new impact windows (all glass replaced except for the sliding glass doors) and a 42 panel solar array with net metering that is expected to generate more power than required and eliminate electric bills.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $659,200 | $659,200 | $659,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.500% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.606% | 6.622% | 6.680% |
Monthly Tax Payment | $786 | $786 | $786 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,276 | $4,167 | $5,742 |
Total Monthly Payment | $5,154 | $5,045 | $6,620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.