Welcome to the desirable community of Punta Gorda Isles nestled beside the beautiful waters of Charlotte Harbor! This GRAND 3 bedroom, 3 bathroom WATERFRONT HOME with a POOL offers direct sailboat access to the Harbor and the Gulf of Mexico with less than 5 minutes by boat out to open waters! Featuring 80 feet of waterfront living with a concrete dock and seawall just beyond your sparkling pool and screened-in lanai! From the moment you walk through the front doors, you will feel the magnitude of the living space and all it has to offer! The home features a Custom Cherry Wood Library with a sliding ladder -- the library is a versitile space used as an office as well. The expansive kitchen has granite countertops and includes a large prep island for the culnary enthusiast. The aquarium window surrounds the dining area for direct views of the waterway and pool. **Additional UPGRADES worth noting include a 2023 Unified Steel Stone Coated Steel Roof, electrical roll down shutters, attic insulation, Reliance 50 AMP Generator outlet, new exterior paint including the pool cage, Carrier AC/Air Handler, AO Smith Whole House Water Filtration System, refrigerator and cooktop replaced in 2024, garage door motors as well as the backyard vinyl coated fence. Enjoy split floor plan living, volume ceilings and a separate utility room for your washer & dryer! Light & Bright! Have your morning coffee on the screened-in back lanai looking over your sparkling pool and beautifully landscaped lawn that leads down to the deep water canal out back! Punta Gorda Isles is minutes to local marinas, historic downtown Punta Gorda, Fisherman's Village, restaurants, shops, golfing, beaches, and much more. Schedule your private tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,039,200 | $1,039,200 | $1,039,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.500% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.606% | 6.622% | 6.680% |
Monthly Tax Payment | $847 | $847 | $847 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,740 | $6,568 | $9,053 |
Total Monthly Payment | $7,712 | $7,540 | $10,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.