Beautiful 3-Bedroom Home in Desirable Scottish Highlands 55+ Community
Maintained 3-bedroom, 2-bathroom home has many updates .
Key Updates:
• HVAC: Relay and capacitor replaced in 2024, includes an electronic air cleaner.
• Dryer: New in 2023.
• Flooring: Moisture-resistant flooring installed in the kitchen, guest bath, hall, and foyer in 2023.
• Water Heater: Gas water heater replaced in 2022.
• Roof: 30-year architectural shingles with ridge vents installed in 2021.
• Dishwasher: New in 2021.
• Plumbing: All new plumbing in 2020.
• Flooring: Laminate flooring in the primary bedroom and family room added in 2020.
• Irrigation: System reworked in 2020.
• Kitchen: Granite countertops, sink, and faucet updated in 2018.
• Windows: Impact-resistant windows installed in 2016.
Additional Features:
• Deep well for lawn irrigation.
• Extra attic insulation.
• Easy-to-clean flooring throughout—no carpet!
• Abundant closet space.
• Oversized garage with wash tub, washer and dryer, shelving/storage cabinets, workbench, pull-down attic access, and side access door with privacy screen in front of newer, insulated garage door.
Community Amenities:
• HOA fees include internet, cable TV, sewer, and access to all amenities.
• Olympic-sized indoor pool, outdoor pool, Clubhouse, Recreation Center, Pickleball courts, and more.
• Glass-enclosed Florida room with a pond view, accessible from the family room.
• Spacious primary bedroom with en-suite bathroom featuring dual sinks, step-in porcelain tiled shower, tile floor (updated in 2021), and a walk-in closet.
Scottish Highlands Amenities:
• Heated indoor 25m pool with access lift, 15-person hot tub, outdoor pool.
• Large pond at the entrance and several small ponds throughout.
• Recreation Hall, Club House, Admin Building with library, billiard and meeting room.
• Pickleball, bocce ball, shuffleboard, tennis, exercise room, and underground utilities.
• Storage for boats, trailers, and RVs.
• Lawn maintenance for common areas by HOA.
• Golf cart friendly and pet-friendly with restrictions.
• Ideal for bass fishing enthusiasts with numerous surrounding lakes, including the renowned Lake Harris chain of lakes.
What the owner says about this home
We have lived and loved this home for 20 years. The Florida room is our favorite room in the house with all the glass windows and view of the pond . We enjoy this room year round. I love all the closet space and easy to clean flooring. The over-sized 2 car garage has space for vehicles, storage, tools, and a workbench along with laundry area. The houses here are nice with manageable yards, many with gorgeous tropical landscaping. Scottish Highlands is really a special community and we’ve made some life-long friends. It’s quiet and yet offers plenty of activities for those that want to participate. I like the water aerobics classes, playing cards with several different groups, and we enjoy going to dances. We’ve lived in a few other communities since moving to Florida and this is the best!
All information taken from the owner - buyer to verify. County records show 2 bedroom, it is a 3 bedroom with closets. Formal Living room, Sitting room off Primary Bedroom, and bonus enclosed glass windows, tiled floor Florida room. Essentially 3 sitting areas. Square Footage by Property Tax is different than Owners Numbers.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $105 | $105 | $105 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,562 | $1,541 | $1,956 |
Total Monthly Payment | $1,742 | $1,721 | $2,136 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.