4240 Settlers COURT, Saint Cloud, FL, 34772 | $369,000

Welcome to this beautiful home, nestled in a tranquil and well-maintained neighborhood that offers the perfect retreat from the hustle and bustle of daily life. This charming 3-bedroom, 2-bathroom home is situated on a spacious lot, providing plenty of privacy and room to relax. The open floor plan effortlessly connects the living, dining, and kitchen areas, creating a warm and inviting space for entertaining and daily living. The kitchen offers easy access to the backyard, ideal for outdoor cookouts and gatherings with friends and family. The two secondary bedrooms share a convenient Jack-and-Jill bathroom, while the master suite boasts a generous walk-in closet and a split floor plan for added privacy. A versatile bonus room provides the perfect space for a home office, playroom, or guest room. Additional features include a newer roof, water softener, and food disposal, ensuring worry-free living. Low HOA fees add to the appeal. With its prime location near shopping centers, restaurants, and the Florida Turnpike, this move-in ready home is a must-see. Don’t miss the opportunity to make this your own and create lasting memories!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Year Built: 2001
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,435
  • Acreage: 0.2
  • Est. Taxes: $5,257
  • HOA Fee: $277 Annually
  • Lot Desc: Sidewalk
  • Elem. School: St Cloud Elem
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
  • MLS#: S5117149
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5117149/4240settlerscourt_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/24/2024 2:47:08 PM)
Listing courtesy of THE RENTAL & SALES GALLERY LLC   Phone: 407-709-5569

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4240 Settlers COURT, Saint Cloud, FL, 34772

$369,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,200 $295,200 $295,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $438 $438 $438
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,039 $1,989 $2,511
Total Monthly Payment $2,552 $2,502 $3,024

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.