Welcome to Cove Cay, a wonderful gated golfing community that is located on the waters of the Beautiful Tampa Bay offering a serene lifestyle and exceptional amenities! This charming 2-bedroom, 2-bath condo is situated on the 3rd floor, boasting views of the golf course from your spacious screened-in lanai—a perfect spot to unwind. The open-concept living and dining area is flooded with natural light, featuring easy-care laminate flooring in the main living spaces and tile in the kitchen and bathrooms. The bright and inviting kitchen offers ample space for a cozy breakfast nook, along with crisp white cabinetry. The primary suite is a true retreat, with sliding doors opening onto the lanai, a convenient makeup vanity, a generously sized walk-in closet, and a private ensuite with a tub/shower combo. The second bedroom also provides comfort and style, featuring a large closet and plenty of natural light. Full size washer and dryer are included. Convenience is key, with an elevator providing easy access to your home, a covered parking spot just steps away, and proximity to the community pool and hot tub. Cove Cay residents can enjoy access to a day of golf or enjoy either an Annual or Seasonal membership in this semi private course. The Golf club includes a restaurant and pro shop. For water enthusiasts, Tampa Bay is right at your fingertips, with options to rent boats or kayaks for a day on the water. Ideally located near Clearwater Beach and shopping destinations like Clearwater Mall—complete with a Super Target, Lowe’s, and Costco—this home offers both tranquility and accessibility. With a new HVAC installed in 2018, this condo is ready for its next owner. Schedule your private tour today and experience the lifestyle Cove Cay has to offer!
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Our Executive Mortgage Banker:
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$205,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $164,000 | $164,000 | $164,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $287 | $287 | $287 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,105 | $1,090 | $1,383 |
Total Monthly Payment | $1,467 | $1,452 | $1,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.