220 Bay Ridge Drive, Townville, SC, 29689 | $599,900

Longing to let the pressure of the world slip away and wake up to your very own private lake views every morning?? Let's make that DREAM a REALITY! 220 Bay Ridge is the perfect opportunity to own a WaterFront Home with NO HOA on a quiet cove, situated between Clemson Marina & Portman Marina (image boating to the Galley for dinner then returning home under a sunset sky or boating to Death Valley to watch the Tigers Pounce on their opponents: -) This property is zoned yellow with platform stairs to access the lake, dock your boat and enjoy the tranquility of the cove. You have direct access to the Seneca River on Lake Hartwell. Super convenient location off Exit 11 ~10 minutes to the Galley Restaurant ~ 10 minutes to I-85 ~ 25 minutes to Clemson's Death Valley ~ 35 minutes to Downtown Greenville! You cannot beat this location, except for the fact that you’ll find yourself in a super quiet neighborhood with awesome neighbors all around. Bay Ridge Drive has its own serene qualities that let the pressures of the busy world slip away! You'll feel adequately secluded yet minutes from restaurants and shopping for all your needs. This home has the best gathering areas. The large covered front porch graces the entrance to the home and exquisite family room provides soaring windows to draw in the outdoors for year-round enjoyment of the natural setting. You'll spend cozy evening by the great outdoor stone Fireplace and enjoy summer cookouts on the expansive patio that provides ample space to gather with friends & family after a fun day out on the lake, swimming, fishing or paddle boarding in the cove. Fully fenced in back yard to keep pets and little ones contained. All bedrooms are on the main floor with a large FLEX room for kids to play upstairs. Don’t miss the exquisite finish work of the triple trey ceilings and archways throughout the home! This is the perfect home to entertain in, no matter the season! Fully Furnished OPTION available for a Turnkey Opportunity! Don't let this be "the one that got away!" Book your showing TODAY!

Features

  • Amenities: Common Areas
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: 1st Floor
  • Style: Ranch
  • Year Built: 2002
  • Garage: 2-car Attached
  • Heating: Electric, Forced Air
  • Cooling: Central Air, Electric
  • Basement: None
  • Acreage: 0.58
  • Est. Taxes: $2,215
  • Lot Desc: 1/2 - Acre, Few Trees
  • View: Water
  • Water Front: Yes
  • Elem. School: Townville
  • Middle School: Riverside - Anderson 4
  • High School: Pendleton
  • Appliances: Dishwasher, Dryer, Freezer, Refrigerator, Washer, Free-Standing Electric Range, Microwave, Electric Water Heater
  • MLS#: 1543950
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/1543950/220bayridgedrive_townville_sc?source=qrflyer
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Listing courtesy of TLCOX and Company   Phone: 864-672-3110

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

220 Bay Ridge Drive, Townville, SC, 29689

$599,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,920 $479,920 $479,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $185 $185 $185
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,233 $3,190 $4,047
Total Monthly Payment $3,510 $3,467 $4,324

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.