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Classic reproduction Colonial on . 96 acres near the foot of Penwood Forest. The main floor offers so many optional spaces. Note the African Zebrawood trim throughout. The main living room features HW floors and a fireplace with wood stove. There is access to a charming covered porch. HW continues through French doors to the dining room. The sunny kitchen has lots of cabinets and counter space. The library has built-in bookcases plus another room could be a perfect den or office. In addition, there is a lovely sunroom (with electric heat), tile floor and atrium doors to the yard. The 2nd floor has laminate flooring (which replaced carpeting) throughout and features the primary suite with a walk-in closet plus full bath with double vanity plus separate shower and jacuzzi tub. 2 additional bedrooms plus the hall bath complete this area. One of the bedrooms has access to an upper deck with an electric awning. The basement is completely finished with laminate flooring and electric heat. This lovely home has lots of storage, newly painted interior, gas heat & HW, 200 amp electrical, central air, central vac plus a generator hookup. Enjoy a 2 car garage with storage plus a lovely screened-in gazebo. There are seller owned solar panels on the garage roof and part of the house roof. So many updates (see or ask for attached list).
Type | Description | Dimensions | Level |
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Bedroom 1 | 12.0 x 13.0 | Upper | |
Bedroom 2 | 11.0 x 13.0 | Upper | |
Den | Hardwood Floor | 11.0 x 14.0 | Main |
Dining Room | French Doors,Hardwood Floor | 16.0 x 16.0 | Main |
Kitchen | Eating Space,Hardwood Floor | 11.0 x 16.0 | Main |
Library | Book Shelves,Hardwood Floor | 13.0 x 14.0 | Main |
Living Room | Fireplace,Wood Stove,Hardwood Floor | 15.0 x 19.0 | Main |
Primary BR Suite | Bedroom Suite,Full Bath | 14.0 x 17.0 | Upper |
Sun Room | Tile Floor | 12.0 x 19.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $812 | $812 | $812 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,614 | $2,579 | $3,272 |
Total Monthly Payment | $3,501 | $3,466 | $4,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.