This charming Gambrel Cape-style home features 3 bedrooms and 1. 5 bathrooms, offering a comfortable layout and a solid foundation with "good bones. " Set on a large, private lot, the property provides plenty of outdoor space for relaxation or future expansion. While some updating is needed to bring it to its full potential, the home boasts a classic, timeless design that could easily be customized to suit modern tastes. Inside, you'll find a spacious interior with opportunities to refresh or renovate key areas. Ideal for those looking to invest in a home with character and room for improvement, this property offers great potential in a desirable location. Some updates have been completed. New septic 2924, deck 2024, chimney repointed 2024 ceilings painted 2024, roof 2022, siding 2023.
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Hardwood | Second |
Bedroom 3 | Flooring - Hardwood | Second |
Dining Room | Flooring - Hardwood | First |
Kitchen | Flooring - Vinyl | First |
Living Room | Wood / Coal / Pellet Stove, Flooring - Hardwood | First |
Master Bedroom | Flooring - Hardwood | Second |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $536 | $536 | $536 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,385 |
Total Monthly Payment | $4,088 | $4,084 | $5,013 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.