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Presented by
Justine Wirtanen |
44 DRIVER Lane, South Kingstown, RI, 02879 | $839,000
CONSTRUCTED IN 2021 WITH UPGRADES PLUS A LUXURIOUS FINISHED BASEMENT COMPLETED IN 2024! This single family, detached home is located in the premier South Shore Village, an active 55+ community that offers a vibrant lifestyle and exceptional amenities. Step inside to discover a comfortable open-concept plan featuring two bedrooms, two bathrooms, and a convenient first floor laundry room. The inviting, sunlit kitchen with island flows seamlessly into the dining and living areas, complete with a gas fireplace perfect for entertaining. Enjoy numerous upgrades, including a stylish wood hood kitchen with cooktop, Gallery-level appliance package with built-in microwave/oven, premium cabinetry, pantry, and a chic tile backsplash. Quartz countertops, crown molding, and wide plank flooring enhance the elegance. A beautifully finished basement adds an additional 1, 000 sqft of cozy living space, featuring a living room/recreation area, a third full bathroom, office, flex room, and ample closets/storage. This versatile area is ideal for guests or pursuing hobbies. Experience resort-style living with on-site amenities such as a 9-hole golf course, relax in the community center with indoor/outdoor saltwater pools, a state-of-the-art fitness center, and scenic walking trails. Enjoy care-free living just minutes from beautiful ocean beaches, dining, and shopping. Don't miss the opportunity to join this premier 55+ community in beautiful South County.
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Recreation Area,Restaurant,Shopping,Sidewalks
- Rooms: 10
- Bedrooms: 2
- Baths: 3 full
- Style: Ranch
- Year Built: 2021
- Garage: 1-car Attached,Garage,Garage Door Opener
- Heating: Forced Air,Heat Pump,Propane,Zoned
- Cooling: Heat Pump,Central Air
- Basement: Exterior Entry,Full,Finished,Interior Entry
- Approx Sq. Feet: 2,460
- Acreage: 0.17
- Est. Taxes: $5,025
- HOA Fee: $350 Monthly
- Lot Desc: Sprinkler System
- Adult Communities: Yes
- Appliances: Dryer,Dishwasher,Exhaust Fan,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Range Hood,Tankless Water Heater,Water Heater,Washer
- MLS#: 1374679
- Website: https://www.raveis.com
/prop/1374679/44driverlane_southkingstown_ri?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Justine WirtanenStrategic Growth & Sales Manager
617.780.5754
Justine.Wirtanen@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kate RockettVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartInsurance Sales Director, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
44 DRIVER Lane, South Kingstown, RI, 02879
$839,000
Justine Wirtanen
Strategic Growth & Sales Manager
William Raveis Real Estate
Phone: 617.780.5754
Justine.Wirtanen@raveis.com
Kate Rockett
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $671,200 | $671,200 | $671,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
| Monthly Tax Payment | $419 | $419 | $419 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,917 | $4,242 | $5,664 |
| Total Monthly Payment | $4,428 | $4,753 | $6,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB