This 2019 GL Homes built Palazzo features 2275SF under A/C with 3 bedrooms, 2. 5 bathrooms, an office/den and a 2. 5 car garage, and its NW water view affords magnificent sunset views. As you approach, you are greeted by finely manicured Florida-friendly gardens leading to a large screened-in Portico that welcomes all to your home. A spacious Foyer with a 10’-to-11’ tray-ceiling features crown molding and an elegant paint scheme that graces the entire home. Left of the Foyer is a wonderfully appointed Office with 2 large windows, 4 recessed lights, a lighted ceiling fan, and double French doors. To the right of the foyer are a 4-piece bathroom, two generously sized carpeted bedrooms with lighted ceiling fans, and a spacious laundry room, which features an LG Direct-Drive washer and Sensor-Dry dryer, a large cabinet utility sink and overhead cabinets. Adjacent to the foyer is the powder room and a built-in linen closet with abundant storage. Forward of the foyer is the Palazzo’s amazing open floorplan. The expansive Great Room with its 10’-to-11’ tray ceiling features a 72” lighted ceiling fan and 6 recessed LED lights, overlooks the Dining Room, Kitchen, Dinette, Lanai/Screen-room, and has an awe-inspiring water view. The Dining Room will comfortably host 8 persons, and here it has been re-purposed as a tranquil sitting room. The very well-appointed Kitchen features 42” solid maple chiffon white cabinetry with soft-close drawers and doors and over & under cabinet lighting, Zodiac Caraway quartz counters topped by a bronzed lavish glass-tile backsplash, stainless GE appliances and an externally vented microwave. The double basin sink features a Moen industrial-style faucet. The Dinette comfortably seats four persons providing a commanding view of the water and has a considerable 5-door cabinet pantry replete with sliding shelves. Floors throughout the common areas are SHAW Normandy 7”x22” ceramic tile in a waterfall offset vertical pattern. The roomy Master Bedroom features an expansive bay window to capture magnificent sunsets, a high tray-ceiling with a lighted ceiling fan, two walk-in closets, porcelain tile on the diagonal, and a very large Ensuite Bathroom. The Ensuite Bathroom has two separated vanities with quartz counters capped by wall-to-wall mirrors, a large walk-in shower and a Water-Closet for the Kohler Sterling luxury height commode. The immense 22’x29’ Lanai/Screen-room provides a uniquely private water view; its screens have additional privacy shades, and the Lanai has a Progressive Defender Magna Track Motorized Hurricane Screen providing Category 5 Hurricane Protection. Internally the home’s windows have Hunter-Douglas top-down/bottom-up shades, and the sliders have Hunter-Douglas motorized shades; externally, the home’s windows are protected by durable accordion shutters. The oversized garage will accommodate two automobiles and a golf cart, and it has pull-down stair access to attic storage with flooring. Environmental comforts are provided by a variable speed 3. 5 Ton Heat Pump with humidity controls, Aquarius Water Softener System with additional whole house filtration (2024), an AO Smith 50-gallon water heater and an ADT monitored home security system with two control panels. This Palazzo is replete with custom finishes from front to back, and top to bottom. Seize the day and begin to live your idyllic life in this exceptional home located in Valencia Lakes, Tampa Bay’s premier 55+ Active Adult Community.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $71 | $71 | $71 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,153 | $3,110 | $3,947 |
Total Monthly Payment | $3,316 | $3,273 | $4,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.