This charming 3-bedroom, 2-bath home in Clearwater is situated on a scenic pond-front lot, just minutes from Dunedin and Countryside. Enjoy beautiful water views from the living room, dining room, and spacious 24x12 bonus room, which features a large picture window overlooking the water. The entire home boasts elegant porcelain tile flooring, raised ceilings, and a fresh coat of interior paint. The kitchen features granite countertops and lovely wood cabinetry. New roof was installed in September 2021 with additional water barrier protection. Other recent updates include new electrical switches and outlets throughout, as well as improvements to both the master bath and second bathroom. The master bedroom is generously sized with dual walk-in closets, while the second and third bedrooms are also spacious. With over 1, 760 square feet of living space, this home offers plenty of room for comfortable living. The large front and back yards are fully fenced for privacy, providing ample space for entertaining or adding a pool. There are no HOA restrictions, and across the street is a 44-acre nature preserve recently acquired by the City of Dunedin. The home is ideally located near major retail shopping, beaches, grocery stores, restaurants, and more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $492 | $492 | $492 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,127 | $2,699 |
Total Monthly Payment | $2,696 | $2,694 | $3,266 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.