Welcome to 101 ½ Palmer Street. This absolute stunningly renovated property offers charm, character, and one of the best locations in the area. With 3 bedrooms, 1 bathroom, and almost 1, 000 square feet of living space, this bright and open floor plan lives extremely comfortably. Situated on a large lot with an extra storage building, you’ll enjoy the privacy and exclusivity this home affords you. The covered front porch offers a comfortable sitting area as well as beautiful curb appeal to the home. With a FULL renovation completed recently, you’ll enjoy upgrades that include new luxury vinyl flooring throughout, fresh paint throughout, a brand new kitchen with high end white shaker cabinets, quartz countertops, and stainless steel appliances, all new doors throughout the home, a stunning bathroom renovation, and so much more. This home is the perfect starter home, Florida getaway, or income producing short term rental. Just minutes from downtown St. Augustine you’ll enjoy quick access to one of the most historic towns in the country. With easy access to the highway, tons of shopping & dining, as well as ample entertainment you’ll love the lifestyle offered here. With such a unique home and so much to offer, this property surely won’t last. Act fast!
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $19 | $19 | $19 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,022 | $2,020 | $2,563 |
Total Monthly Payment | $2,116 | $2,114 | $2,657 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.