HAPPY NEW YEAR. Start the year off on the right foot with this move in ready home. This beautiful full dormer bungalow home exudes pride of ownership. The first floor boasts a spacious front-to-back living/dining room with hardwood flooring and a convenient first floor bedroom. The eat-in kitchen with mudroom leads to a level, fenced-in yard with a shed. A newly renovated full bath adds to the appeal. The second floor offers a large main bedroom with triple closets and hardwood flooring, as well as a second generous bedroom with hardwood flooring. A charming nook, perfect for an office, is currently used as a nursery. Furthermore, the second floor features a new bath and convenient laundry facilities. Full spray foam insulation in the attic ensures energy efficiency. This lovely neighborhood offers ample off-street parking, convenient access to shopping, and major highways. Full basement for extra storage and access to the back yard.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | Second |
Bedroom 3 | Closet, Flooring - Hardwood | First |
Dining Room | Flooring - Hardwood | First |
Kitchen | First | |
Living Room | Flooring - Hardwood | First |
Master Bedroom | Closet, Flooring - Hardwood | Second |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,920 | $503,920 | $503,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $398 | $398 | $398 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,395 | $3,349 | $4,250 |
Total Monthly Payment | $3,885 | $3,839 | $4,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.