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515 Plainfield Street, Providence, RI, 02909 | $685,000
This remarkable two-family home has been meticulously rebuilt from the ground up, offering the best of modern living. Perfectly positioned on a corner lot, this property is ideal for owner-occupants or investors seeking a turnkey opportunity. The first-floor unit features an open-concept layout that seamlessly combines the kitchen and living room. With flexibility in mind, this unit offers 2-3 bedrooms perfect as two spacious bedrooms and a home office or an additional bedroom. Convenient in-unit laundry completes the thoughtful design. The second unit is a true showstopper. Its main level boasts three bedrooms, a full bathroom, and a light-filled living area. For those seeking additional space, the third floor provides endless potential with four more bedrooms, a den, and an additional bathroom, creating a luxurious owner's suite or expanded living quarters. The property also includes a two-car garage, ready for your personal touch, and a driveway that offers off-street parking for multiple vehicles. An unfinished basement adds valuable storage space to this already exceptional home. Conveniently located near Neutaconkanut Park, Frank D. Spaziano Elementary School, and a short drive to Providence College, this brand-new home delivers comfort, style, and versatility.
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 15
- Bedrooms: 10
- Baths: 3 full
- Units: 2
- Laundry: In Unit
- Year Built: 1900
- Garage: 2-car Detached,Garage
- Heating: Forced Air,Gas
- Cooling: Central Air
- Basement: Full,Interior Entry,Unfinished
- Acreage: 0.12
- Est. Taxes: $5,101
- Appliances: Gas Water Heater,Microwave,Oven,Range,Refrigerator
- MLS#: 1374603
- Website: https://www.raveis.com
/prop/1374603/515plainfieldstreet_providence_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
515 Plainfield Street, Providence, RI, 02909
$685,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $548,000 | $548,000 | $548,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
| Monthly Tax Payment | $425 | $425 | $425 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,692 | $3,642 | $4,621 |
| Total Monthly Payment | $4,209 | $4,159 | $5,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB