PRIME WATERFRONT LOCATION IN PUNTA GORDA ISLES! CLOSEST STREET TO PONCE INLET WITH SAILBOAT ACCESS LEADING TO CHARLOTTE HARBOR AND THE GULF OF MEXICO! Boater’s paradise with an extended 40’ dock equipped with water and electric, concrete seawall, and serene preserve views, you'll enjoy unparalleled privacy and mere minute open water access. This stunning 3-bedroom, 2-bath, 2-car garage pool home boasts an impressive 2, 265 square feet of living space, nestled on a quiet cul-de-sac street. As you enter the arched entryway, in the courtyard there is an 8' bronze fountain. Step inside to discover a spacious floor plan with high ceilings, crown molding, arched entryways, tile and wood flooring including Brazilian cherry hardwood in dining room all adding a touch of sophistication, while the living room's large slider opens to a lanai, perfect for indoor-outdoor living. The chef’s kitchen is a culinary delight, featuring solid cherry cabinets, granite counters, stainless steel appliances, propane stove with hood, breakfast bar, and large butler pantry. Overlooking the family room with new skylight and casual dining area, it's ideal for entertaining. Retreat to the primary suite, complete with lanai access, his and hers walk-in closets, convenient ensuite laundry and a luxurious bath featuring dual sinks, a volcanic ash standing tub, a custom walk-in shower, and a Numi smart toilet bidet offering personalized settings from ambient colored lighting and built-in audio speaker system to the heated seat with hands-free opening and closing. The split floor plan provides guests with their own wing, including two bedrooms with walk-in closets and a separate bath with pool access. Outdoor entertaining area features covered lanai, convenient pass thru window from kitchen, paver deck, and screened pool with true western exposure, perfect for enjoying breathtaking sunsets. Recent upgrades include a new metal roof and A/C in 2024, two tankless hot water heaters in 2023, new pool screens, a new paved driveway, and a new garage door. The home also features a hurricane protection, irrigation system and mature tropical landscaping. Situated in a vibrant golf and boating community, you're just minutes from the Yacht Club, Fishermen's Village, and the historic downtown area of Punta Gorda. Enjoy arts, community events, entertainment, world-class fishing, boating, fine dining, and beautiful parks, with easy access to the SWFL gulf beaches. Don't miss the opportunity to make this exceptional home your new Florida retreat! Schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $703,200 | $703,200 | $703,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.500% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.606% | 6.622% | 6.680% |
Monthly Tax Payment | $558 | $558 | $558 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,561 | $4,445 | $6,126 |
Total Monthly Payment | $5,211 | $5,095 | $6,776 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.