Take advantage of lower interest rates! Welcome to your new home, nestled in the quiet Alta Lakes community of Jacksonville, Florida. This spacious residence is perfect for families seeking comfort, space, and scenic views. This home boasts five generous bedrooms, offering plenty of room for a growing family, guests, or a home office. The 3 bathrooms provide convenience and comfort for everyone. The open floor plan on the main level seamlessly connects the living room, dining area, and kitchen, making it ideal for entertaining and everyday living. Work from home with an office downstairs and a private guest suite. The large master bedroom located on the second floor, features a walk-in closet and an en-suite bathroom, complete with a double vanity, soaking tub shower combination. Upstairs also includes a second open living space with plenty of natural light, and an additional three bedrooms. Enjoy peaceful mornings and relaxing evenings on the back patio with serene views of the pond, providing a perfect backdrop for outdoor gatherings or quiet reflection. This home includes a two-car garage, a laundry room, and plenty of storage space. Located in a quiet, family-friendly neighborhood, this property is close to all three of Jacksonville's Military Based, Amazon warehouse, the airport, schools, parks, shopping centers, and major highways, ensuring easy access to all the amenities Jacksonville has to offer. Don't miss the opportunity to make this beautiful pond-view home yours! *Paint Touch ups and trim repair were made after the Tenants vacated. Home is VACANT.
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,992 | $303,992 | $303,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.518% |
Monthly Tax Payment | $652 | $652 | $652 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,048 | $2,020 | $2,607 |
Total Monthly Payment | $2,775 | $2,747 | $3,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.