Nestled just a short stroll from the tranquil shores of Big Island Pond, this exceptional property combines modern comfort with timeless charm. From the moment you step inside, you'll be captivated by its open and airy layout, designed to accommodate both everyday living and effortless entertaining. The heart of the home is the stunning kitchen, featuring a spacious center island, sleek granite countertops, stainless steel appliances, and custom cabinetry. The adjoining living room, warmed by a cozy gas fireplace, offers the perfect setting for relaxation. The main-floor primary suite is a true sanctuary, boasting a spa-like ensuite bathroom with a tiled walk-in shower, a large vanity, and generous closet space. Thoughtful accessibility features throughout the home make it a versatile choice for everyone. Upstairs, the possibilities are endless. The insulated second floor is ready for your imagination, whether you dream of a lavish master suite, a guest retreat, or a third bedroom with a shared bathroom. Outside, the property is designed for enjoyment and ease. A screened porch invites you to unwind with a good book or savor the fresh air, while the patio and firepit area are perfect for hosting gatherings under the stars. With low-maintenance grounds, you’ll have more time to appreciate the peaceful surroundings. This home is a rare find, offering a harmonious blend of thoughtful design, modern amenities. (Home has a 3 bed septic system installed)
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $636 | $636 | $636 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,890 | $2,924 | $3,710 |
Total Monthly Payment | $3,618 | $3,652 | $4,438 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.