This "Like New" Craftsman style home was just recently built in 2021. Why deal with the long-drawn-out process of new construction when this quality home is move in ready? And don't worry about those add on's eating a hole in your pocket. This one comes with beautiful upgrades included (Luxury Vinyl Plank throughout, Custom built Closets by Design, Farmhouse Sink and Gas Range, Custom Window Shades by Integrity, and much much more). Kensington Creek is a Newer Community conveniently located on Spartanburg's Desirable Westside. The Neighborhood provides Sidewalks throughout the Community, a Lovely Pool for your enjoyment, and Beautifully Landscaped Common Areas. The home itself is just Pristine inside and out! The Exterior finish is constructed of Concrete Plank with Stone accenting (No Vinyl). And then the Covered Front Porch leads into this home that has no lack of Attention to Detail. The Open Floor Plan exudes with Ceiling Variations, Rope Accent Lighting, Crown Mold, and Chair Rail Molding. The Stone Fireplace is a focal point of the large Great Room. This room opens right up into the Gorgeous Kitchen. The Chef of the family will be well pleased with the amount of Granite work top space, numerous Soft Touch Cabinets, and a Food Pantry. Stainless Steel Appliances adorn this room as well as a Center Island Eat-In Bar (also equipped with extra storage space). The Dining area is also open and airy and then there is a beautiful Sunroom surrounded by Windows and a door that takes you to your Covered Patio. This Cozy and Private Space extends to an Extra 10' Open Patio that is perfect for grilling with friends and family (gas drop already in place). And the Spacious Level Yard is ample size to spread out and enjoy outdoor activities. Back inside, the Split Bedroom Plan allows for a Private Owners Suite with Trey Ceiling and Accent Lighting, Walk-In Custom-built Closet, and Luxury Bathroom. Relish in the comforts of Granite counters, Double Sinks, and Walk-In Tiled Shower with built-in Bench and Dual Shower Heads. The Walk-In Laundry Room will be appreciated with its Utility Sink and enough space to make those chores a little less tedious. And then the two car Garage is well equipped and features Workbench, Cabinets, and Wall Organizer by Closets by Design. There are just too many Upgrades to mention (Comfort Height Toilets, Linen Closet, Tile Backsplash, Tankless Water Heater, and the list goes on). Call today to schedule your Private Tour of this Great place to Call Home.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,779 | $1,755 | $2,226 |
Total Monthly Payment | $1,993 | $1,969 | $2,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.