Experience coastal living in this beautifully designed Spanish-style ranch home, located in the highly coveted neighborhood of Neponsit. Just one block from the beach, this 3-bedroom, 2-bath home offers timeless charm, and plenty of space for relaxation and entertaining. Featuring an open concept living and dining area with vaulted ceilings and a wood burning fireplace, creating a warm and inviting atmosphere. This residence offers wood floors throughout, adding a touch of elegance. The primary en-suite bedroom is a private retreat with a full bathroom for added comfort. Downstairs you will find a full basement with laundry area and OSE, providing ample storage or potential for additional living space. Parking will be effortless with its long driveway and a 1-car garage. The garage features skylights for natural light, perfect for parking or extra storage space. Sip your morning coffee or just enjoy the outdoors while you sit on your front porch or backyard patio. Situated on a 60 X 100 lot, this property has potential for customization. Whether you're looking for a new place to call home, or a beach house, don't miss the chance to own a slice of paradise in Neponsit!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,050,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $840,000 | $840,000 | $840,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.795% | 6.472% | 5.966% |
Monthly Tax Payment | $810 | $810 | $810 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,836 | $5,241 | $7,032 |
Total Monthly Payment | $5,771 | $6,176 | $7,967 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.