Discover the endless possibilities of this versatile Colonial home! Set on a spacious lot, this property offers a convenient horseshoe driveway, ample off-street parking, and a garage with electricity. Additionally, it features a second garage equipped with heat, electricity, a workshop, and an enclosed semi-tractor trailer, as well as a shed with electricity for extra storage. Whether you're looking for a primary residence, a North Country getaway, or an Airbnb investment, this home is an ideal ATV destination—ride directly from the property to miles of nearby trails! The first floor includes a generous kitchen and dining area, a cozy living room, and a half bath. A convenient first-floor laundry and mudroom come complete with closets, including a cedar closet for additional storage. Upstairs, you’ll find two bedrooms, one with a bonus room perfect for a home office. A second spacious bedroom, a 3/4 bath, and another bonus room provide flexibility for additional living space, a rec room, or a media room. The full walkout basement boasts high ceilings, a new propane furnace and water heater (both installed in 2023), and plenty of storage. Recent updates include a new architectural roof (2024), vinyl replacement windows, and low-maintenance vinyl siding. Whether you're seeking a year-round home, a recreational retreat, or an income-generating property, this home has it all!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $393 | $393 | $393 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,182 | $1,196 | $1,518 |
Total Monthly Payment | $1,650 | $1,664 | $1,986 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.