Discover this versatile 2-3 bedroom, 2-bath colonial home with endless possibilities! Situated on a spacious lot, this property features a convenient horseshoe driveway, ample off-street parking, a garage, an additional garage with a workshop and attached storage, plus a shed for extra space. Perfect as a primary residence, North Country getaway, or Airbnb investment, this home is a fantastic ATV destination—ride directly from the property to miles of nearby trails. The first floor boasts a spacious kitchen and dining room, a comfortable living room, and a half bath. Convenient first-floor laundry and mudroom includes closets and a cedar closet for extra storage. Upstairs, you’ll find 2 bedrooms—one with an additional bonus room, perfect for a home office. A second spacious bedroom, a 3/4 bath, and another bonus room offer endless options for additional living space, a rec room, or a media room. The full walkout basement features high ceilings, a newer propane furnace and water heater (both installed in 2023), and plenty of storage space. Additional updates include a new architectural roof (2024), vinyl replacement windows, and low-maintenance vinyl siding. Whether you're looking for a year-round home, a recreational retreat, or an income-generating property, this home checks all the boxes!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $393 | $393 | $393 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,213 | $1,196 | $1,518 |
Total Monthly Payment | $1,681 | $1,664 | $1,986 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.