The charming exterior creates an inviting first impression! Country Cape home built in 2003 offers rural living with modern features. Fully dormered and complemented by a welcoming front porch, this 2458 sq ft. of living space situated on a 1. 13 acres lot in beautiful subdivision on quiet cul de sac street. As you step inside, the two-story foyer with abundance of natural light creates a bright and airy ambiance. The living room with gas fireplace, new paint & carpet is open to the dining area with hardwood floors. Step outside the dining area to a cozy 3-season room. The kitchen features hardwood floors, custom cherry cabinets, stainless appliances, hutch and breakfast bar for morning coffee. The first-floor laundry room in half bath offers convenience. The primary bedroom suite conveniently located on the first-floor w/ soaking tub, stand up shower and plenty of closet space. Currently used for a home office. The additional 2 bedrooms upstairs provide ample space & storage. Built in desk area with access to the bonus room over garage w/vaulted ceilings, recessed lighting. The bonus rm, also accessible via a 2nd staircase, allowing for a 4th bedroom/rec room. The home's backyard features an expansive Trex deck with custom railings, hot tub, above ground pool, perfect for outdoor entertainment. Walk out basement with potential for more space! Located on Colchester line, the location offers convenience to shopping and shoreline. So many options with privacy in the country!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 13.0 x 21.0 | Upper |
Bedroom 2 | Built-Ins,Ceiling Fan,Wall/Wall Carpet | 16.0 x 21.0 | Upper |
Bedroom 3 | Upper | ||
Dining Room | French Doors,Hardwood Floor | 12.0 x 13.0 | Main |
Living Room | Ceiling Fan,Combination Liv/Din Rm,Gas Log Fireplace,French Doors,Wall/Wall Carpet | 13.0 x 16.0 | Main |
Primary Bedroom | Skylight,Bedroom Suite,Full Bath,Stall Shower,Whirlpool Tub,Wall/Wall Carpet | 13.0 x 15.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,920 | $455,920 | $455,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $666 | $666 | $666 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,995 | $3,030 | $3,845 |
Total Monthly Payment | $3,753 | $3,788 | $4,603 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.