FRONT ROW SEATS TO CHARLOTTE HARBOR! Enjoy full harbor views courtesy of a wall of NEW, IMPACT-RESISTANT, FLOOR-TO-CEILING windows along the entire back of the unit. This spacious 3 bed/2 bath condo at Champagne Estates in Punta Gorda Isles offers approximately 2, 200 sq ft of living space w/an open layout & spectacular water views. ALL NEW WOOD-LOOK LUXURY VINYL PLANK FLOORING found throughout the main living areas & guest bedrooms. Tile in master bedroom, bathrooms & laundry room. Architectural details include screened front lanai leading to double door entry, inviting foyer, game room/formal dining area, crown molding, a gourmet kitchen, large bedrooms & lots of closet storage. The main living area is divided into the living/great room area & a game room (or formal dining area) w/room for a full-sized pool table. Great room has a decorative fireplace. The kitchen boasts granite counters w/breakfast bar, custom cabinets, stainless steel appliances & under cabinet lighting. The master retreat has French doors that open to the harbor view, an oversized walk-in closet & spa-like master bath w/dual sinks and an oversized, glass-enclosed, walk-in shower w/double shower heads. The two guest rooms have plenty of storage space w/one of them offering a corner storage bench. Interior laundry room has Whirlpool Duet HE washer & dryer on pedestals plus a utility sink and wall-mounted ironing board. Picture yourself overlooking the harbor & enjoying the boats and aquatic activity that happen below. Unit has hurricane protection w/impact-resistant windows & roll-down shutter on front lanai. Condo association is pet friendly. Condo amenities include one, assigned, underbuilding parking space, adjacent storage room, ample guest parking, elevator, stand-alone clubhouse plus an in-ground heated pool & spa. Champagne Estates is close to everything. It's walking distance to Fishermen's Village, Isles Yacht Club, the new library, Gilchrist Park & historic downtown Punta Gorda. Miles of sidewalks connects you to numerous parks, nature walks & walking/biking trails throughout the city. Condo complex has new roof. Discover your place in paradise. Make an appointment today.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,498 | $3,451 | $4,379 |
Total Monthly Payment | $3,878 | $3,831 | $4,759 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.