Lovely 4/2 Modern Home with a Fenced Backyard and a Beautiful View in Palms at Serenoa - Clermont! Available Now! Join the vibrant community of Palms at Serenoa, this gated 55+ community caters to an active lifestyle, offering daily activities and a wealth of amenities. The elegant clubhouse features a heated, zero-entry pool with a lap pool section, a fitness area, yoga room, poker room, full kitchen, bar area, movie room, covered outdoor seating, pickleball and bocce ball courts, two dog parks, picnic area and walking trails. The community is designed for carefree, low-maintenance living, with lawn care included in the HOA. Imagine starting your mornings with a beautiful sunrise over the backyard with a beautiful water view. As you enter this lovely home, you are welcomed to a bright and spacious floor plan, boasting a large living room and dining nook with porcelain tile flooring flowing throughout. The well designed layout seamlessly connects with the main living areas, providing flexibility, comfort and style. The custom upgraded kitchen showcases a soothing color palette, high-end stainless steel appliances, 42" soft-close wood cabinets, granite countertops, a kitchen island/breakfast bar and a walk-in pantry for extra storage. The well-appointed bedrooms offer space and privacy for everyone. The master suite is a peaceful retreat, it features his and hers walk-in closet, and a lavish ensuite bathroom with a dual vanity sink providing ample counter space, and a relaxing step-in shower. The additional bedrooms are very spacious, each with a generous closet and a shared bathroom for convenience. All the bedrooms feature cozy carpet flooring. You can transform one of the bedrooms near the entrance into an office, studio or guest room, perfect blend of flexibility and functionality. Unwind after a long day in the covered patio, enjoy some fresh air and the beautiful water view from your backyard, ideal for a relaxing evening. If that's not enough, the smart home technology package allows you to control your home from your smart device, whether you’re near or far, ensuring high energy efficiency and savings. Additionally, this home offers a laundry room (Washer and Dryer hook-ups only) and a spacious 2 car garage. Don't miss this unique opportunity! The property is conveniently located just minutes from shopping, dining and entertainment options. Near Historic Downtown Clermont and a short drive to Disney World and theme parks, with direct access coming in January 2026. Pets will be considered. All residents are enrolled in the Resident Benefits Package which includes AC filter delivery, utility concierge, our best-in-class resident rewards program, and much more! More details in our Rental Selection Criteria or upon application. NO SIGHT UNSEEN APPLICATIONS. [21G]
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,072 | $2,072 | $2,072 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $14 | $14 | $17 |
Total Monthly Payment | $89 | $89 | $92 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.