One or more photo(s) has been virtually staged. The Perfect Florida Home Awaits! Welcome to Vera Manor in Greater Pinellas Point. Large lots, on quiet oak-lined streets-where Florida charm meets comfort and convenience. With curb appeal and big ticket updates, this home is nearly 2000 square feet of everything you've been looking for. From the minute you step inside the list begins. . . Move-In Ready-CHECK! Updates including NEW WATER HEATER (2024) RANGE (2024) POOL PUMP & HEATER (2024) ELECTRIC PANEL (2023) HVAC (2020) IMPACT WINDOWS (2019) carpets and plantation shutters. Smart Layout-CHECK! Thoughtfully designed space with an open split floor plan including a separate formal living and dining room, a spacious primary ensuite on one side of the home and the additional bedrooms on the other. The center of it all; opening seamlessly to the family room and dining areas, the kitchen creates the perfect flow for daily living and entertaining. With a ton of natural light from the skylights and high ceilings, featuring granite countertops, solid wood cabinets, custom wine rack, stainless steel appliances, two pantries and a breakfast bar you'll love making meals here while watching the family by the pool. The adjacent eat-in area and second living room keeps everyone connected and offers plenty of room for get togethers. Outdoor Space-CHECK, CHECK! Whether hosting lively BBQs or savoring quiet morning coffees, just step through French doors to your private, screened-in paver patio and sparkling heated pool with hot tub-creating your very own personal paradise. The backyard is fully fenced and offers space for pets to run and room for the kids to play. Prime Location-CHECK! Easy access to I-275 St Pete Beach, Downtown St Pete and the Sunshine Skyway Bridge are just minutes away! Nearby shopping, dining, marinas with Gulf access to store the boat and more. NO HOA and NO DAMAGE FROM EITHER STORM. This home checks all of the boxes and has endless possibilities for new memories and relaxation. Schedule a tour today.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $516,000 | $516,000 | $516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $627 | $627 | $627 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,390 | $3,430 | $4,352 |
Total Monthly Payment | $4,109 | $4,149 | $5,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.