Step into timeless elegance with this fully updated 1904 Colonial, perfectly blending modern conveniences with classic charm. Situated on picturesque Elm Street, with a driveway and two-car garage located on the quiet Gracie Lane cul-de-sac, this home boasts incredible curb appeal. Features include a covered wrap-around porch, leaded-style front door, and striking stained glass accents. Inside, every detail has been thoughtfully restored, from the gleaming hardwood floors to the meticulously preserved mill-work and trim. Natural light fills the three spacious bedrooms, and the home's character shines through in its classic colonial design. Recent updates, including a new roof and windows, provide peace of mind for years to come. The fully renovated bathroom is a highlight, featuring a beautifully tiled walk-in shower that adds a spa-like touch. With over 2, 400 square feet of living space, this home includes a sun-room and a finished third-floor attic, offering an additional 700 square feet of versatile space perfect for a home office, playroom, or bonus room. The property's two-car garage and cul-de-sac location provide privacy and practicality while maintaining the charm of Elm Street living. This home's perfect blend of historic character and modern updates makes it truly exceptional. Every detail has been lovingly cared for, creating a space you'll fall in love with.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 11.0 | Upper |
Bedroom 2 | Hardwood Floor | 11.0 x 13.0 | Upper |
Dining Room | Hardwood Floor | 17.0 x 13.0 | Main |
Kitchen | Tile Floor | 17.0 x 12.0 | Main |
Living Room | Hardwood Floor | 11.0 x 14.0 | Main |
Other | Wall/Wall Carpet | 30.0 x 16.0 | Upper |
Primary Bedroom | Hardwood Floor | 14.0 x 13.0 | Upper |
Rec/Play Room | Wall/Wall Carpet | 15.0 x 20.0 | Upper |
Sun Room | Wall/Wall Carpet | 13.0 x 11.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $416 | $416 | $416 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,151 | $2,122 | $2,692 |
Total Monthly Payment | $2,642 | $2,613 | $3,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.