This is a beautiful home located in Amelia Walk. This home was built by Richmond America and is the Harris Model. The Harris boasts a thoughtfully designed kitchen, which overlooks a great room and a dining area, both have access to an inviting patio. A mudroom provides a convenient entry point from the garage, and a flex/media room can be used as such or a dining room or quiet study area. Other highlights include an air-conditioned RV garage, which is professionally epoxy coated, a centrally located laundry room and three bedrooms including a generous owner's suite with a private shower and walk-in closet. Additional items include a gourmet kitchen with double oven, electric cooktop, microwave, and dishwasher, along with a central vacuum system. The washer and dryer are also included. As an added bonus there is a large screened in patio in the back, with your own private hot tub, and a brick path that leads to a side outdoor patio large enough to entertain all your friends and family. Accent curbing lines the planted areas on all sides of the home and the trees as well. Finally this home will save you money from the start as the original CDD is completed paid off leaving you just the maintenance CDD's and the HOA fees. This saves you over $3900 a year on your taxes. Owner is a licensed Real Estate Agent. All dimensions are approximate. Audio and Video Surveillance on premises.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $596,000 | $596,000 | $596,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $599 | $599 | $599 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,965 | $3,961 | $5,026 |
Total Monthly Payment | $4,656 | $4,652 | $5,717 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.