Welcome to this retro modern custom built 4 bedroom ranch with 2 full bathrooms and finished basement! Total adds up to approximately 4000 sqft of living space. For outdoor and nature lovers, this property boasts a large upper patio finished in beautiful brick and a smaller lower patio as well. The walk-out basement can easily be turned into in-law-suite as it already has finished bedroom as well as large open floor concept for other half of the basement with the bar that can be turned into living/entertainment area. Recently upgraded furnace, state of the art boiler for the heating as well as new, oil tank, large capacity water heater and recently installed, all new, center air system. With large capacity water heater, you will not have to worry about filling up the gorgeous hot tub in the primary bedroom! You will also save on energy bills with newer style, high efficiency windows. And for stormy nights, you will have luxury of enjoying basic amenities without worries as there is whole house generator already installed in place. Whether you are looking for your perfect home or for investor looking to turn this into two family property, this is a must see!
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Bedroom 3 | Lower |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,110 | $359,110 | $359,110 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $742 | $742 | $742 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,419 | $2,387 | $3,028 |
Total Monthly Payment | $3,236 | $3,204 | $3,845 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.